Assumptions & Disclosures

55ip Table Assumptions – Hypothetical Wealth Creation With and Without Active Tax Management

Backtested performance of two $1M accounts invested in 60/40 Global Allocation strategy (60% S&P and 40% AGG exposure), one with active tax
management and one without active tax management.
• One account has active tax management and has benefited from 0.81% of after-tax over-performance over the other account without active tax
management.
• Average gross post-tax returns are assumed to be 6.29% which is the average post-tax return of a 60% SPY ETF and 40% AGG ETF portfolio for
last 10 years (from 2007 until 2017). Gross returns imply returns without considering management fees.
This chart depicts the historical investment performance of a portfolio or index including capital appreciation/depreciation, dividends and other
investment income. Past performance is not indicative of future returns. Estimated returns are derived from simulated models or historical back tests
and scenario analysis when sufficient historical data is unavailable. These hypothetical returns do not reflect actual trading and therefore do not
account for market risks, economic conditions, taxes, fees or expenses.
While calculating wealth creation estimates and projections, it is assumed a portfolio will grow cumulatively at the average annual rate of return (not
actual rate of return) of the portfolio of securities input during the holding period from Jan 2007 until approximately the date of the report or chart
displayed (the “Backtest Period”).

55ip is the marketing name used for software licensed by 55 Institutional Partners, LLC, an investment technology provider, and for investment advisory services provided by 55I, LLC, an SEC-registered investment adviser.

55ip is the marketing name used for software licensed by 55 Institutional Partners, LLC, an investment technology provider, and for investment advisory services provided by 55I, LLC, an SEC-registered investment adviser.

General Disclosure:

The information provided on this website are strictly the opinions of 55 Institutional Partners, LLC and are provided for general information purposes only. Nothing on this website constitutes a solicitation to buy or offer to sell any security, product or service. This website does not provide investment advice or recommendations. Investment advisory services are provided through our subsidiary 55I, LLC, a SEC-registered investment adviser. Additional information about 55I is available on the SEC’s website at www.advisorinfo.sec.gov. A copy of 55I’s Form ADV is available from 55I on request.

Disclosures for Investment Advisory Business

Investment advisory services are offered through 55I, LLC, a SEC-registered investment adviser. Registration does not imply any certain level of skill or training, and all investments involve risk and may lose value. The value of your investment can go down depending upon market conditions. Exchange Traded Funds (ETFs) are subject to market volatility, to fluctuations in the value of their underlying investments, and they charge fees and other expenses.

Certain information on this site may contain forward-looking statements, which are subject to risks and uncertainties and represent 55I’s views only as of the date on which they are made. The words “believe”, “expect”, “anticipate”, “optimistic”, “intend”, “aim” or similar expressions are intended to identify such forward-looking statements. These statements are inherently uncertain and rely on assumptions that may or may not occur.

Tax and Legal Advice Disclaimer

Neither 55 Institutional Partners, LLC, nor 55I, LLC provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.